Visitors to this website are bound by the terms below, by continue usage you are accepting the terms and agree to be bound by the agreement.

The website is for general informational purposes only and is subject to change without notice. The information you obtain in this site is not, nor is it intended to be professional advice. You should consult with and rely on your own independent legal, financial and tax advisors regarding your particular set of facts and circumstances. The products and services may not be available in all states. The website owner is not responsible for typographical errors and no warranty is provided regarding accuracy of information as product informations, company guidelines, rate and rules may change frequently.  You may access the website at your own risk. The website owner nor any of its affiliates shall be liable for any direct, indirect, special, incidental, consequental, punitive or exemplary damages arising in any way from the information contained in this website or any information transmitted via this website. As a visitor to the site you agree not to use of any manual or automated software, devices, or other processes to "scrape", “crawl” or “spider” any web pages contained in the Site which is strictly prohibited. 

 

Privacy Policy

This privacy policy discloses the privacy practices for www.loansbyriju.com. This privacy policy applies solely to information collected by this web site. It will notify you of the following:

    1    What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared. 

    2    What choices are available to you regarding the use of your data. 

    3    The security procedures in place to protect the misuse of your information. 

    4    How you can correct any inaccuracies in the information. 

 

Information Collection, Use, and Sharing 

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information. You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:  • See what data we have about you, if any.    • Change/correct any data we have about you.    • Have us delete any data we have about you.   • Express any concern you have about our use of your data.

 

Security 

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

 

Updates

Our Privacy Policy may change from time to time and all updates will be posted on this page. If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at email oxygenkreative@gmail.com

Riju R. Sam          Residential and Commercial Loan Officer

​(T)  818-275-1019    (E)  loans@rijursam.org

 CA BRE: 01893153      NMLS: 1101409       FL MLO: LO48467     Licensed in Texas     

​ C2 Financial Corporation          10509 Vista Sorrento Pkwy, #200, San Diego, CA 92121

BRE Broker: 01821025  NMLS: 135622

NMLS Consumer Link - http://www.nmlsconsumeraccess.org        C2 Financial Corporation: www.c2financialcorp.com

The services referred to herein are not available to persons located outside the states of California, Texas and Florida. Licensed in Texas by the Texas Department of Savings and Mortgage Lending

Texas Recovery Fund Notice https://www.sml.texas.gov/ResidentialMortgageLoanOriginator/documents/rmlo_compliance_reporting/rmlo_80_200_b_recovery_fund_notice.pdf

Disclaimer: The services referred to herein are not available to persons located outside the state of California. This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. *Loan approval is not guaranteed and is subject to lender review of information.  Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.  C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender.  

C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.